Skipping credit card bills and loan repayments may sound like an easy way out when you’re financially tight. The consequences you need to bear are a whole different story. Credit cards, loans and the increasingly popular Buy Now, Pay Later services contribute to the host of consumer debts that people deal with over their lifetime. While everyone who borrows has the obligation to pay their bills and make loan repayments punctually before their due date, not everyone is in the position to do that every single time. What would happen if you were to default on your payments? Well, this depends on the type of debt you have on your plate. Secured vs unsecured debt The main difference between secured and unsecured debt is that secured debt is tied to a collateral whereas unsecured debt isn’t. Some examples of secured debts include home loans, car loans and lombard loans. The collateral for these three types of loans are your home, car and anything of high value (e.g. a collection … [Read more...] about What really happens if you skip credit card bills, loan & BNPL payments
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Despite everything else that occurred in 2020, the last twelve months were stellar for video games. Be it the surprisingly brilliant Assassin's Creed: Valhalla , the almost offensively pleasant Animal Crossing: New Horizons , or Square finally launching Final Fantasy 7 Remake , a tsunami of brilliant releases swept over us at a time where frankly, we needed them most. The question now then is this: what's next for gaming? 2020 ended on a high note, ushering in the dawn of a new console generation, but what do these odd-looking boxes really mean for gaming’s future? Sitting down with Bloober Team, Sumo Digital, Neon Giant and LKA, these four studios reveal why they find themselves feeling inspired by this shiny new era of gaming hardware, offering a glimpse into the exciting technological advances that we can expect from games in the months and years to come. The first piece of good news is likely an obvious one: what we've seen with the likes of Demon Souls and The … [Read more...] about What will next-gen games deliver in the future?
The representative educated Bootsie Plunkett with patience and care. Photo: The Late Show with Stephen Colbert/YouTube Spring has sprung in New York, friends! JK, the all-knowing groundhog dictated that we will live in a winter wonderland for the foreseeable future, but it has been unseasonably warm the past few days and you can feel the air of possibility and change all around us, even in the late-night universe. Last Week Tonight With John Oliver has returned for a new season on HBO; Jon Stewart announced the showrunner and head writer for his upcoming Apple TV+ show ; and Peacock’s The Amber Ruffin Show has booked the A Little Late With Lilly Singh time slot on NBC for the next two weeks , opening up her (wonderful) late-night sketch show to a wider audience. Stop frantically checking your email to see if your Jon Stewart packet got you to the next round (fingers crossed) and check out the top five late-night clips of the week. The Tonight Show We’re … [Read more...] about Rep. Jamaal Bowman Educating an Uninformed Mom on BLM Won Late Night